Solar Complaint & Dispute Letter Template

[Date]

VIA CERTIFIED MAIL & EMAIL

TO COMPLIANCE / LEGAL DISPUTE DEPARTMENT:
[Solar Loan Company Name, e.g., GoodLeap, LLC / Solar Mosaic, Inc.]
[Lender Address]

RE: FORMAL NOTICE OF DISPUTE UNDER FTC HOLDER RULE (16 C.F.R. § 433)
Borrower Name: [Your Full Name]
Account / Loan Number: [Your Loan Account Number]
Property Address: [Your Home Address]
Solar Installer / Dealer Name: [Installer Name, e.g., Freedom Forever, Titan Solar]

To Whom It May Concern:

Please accept this letter as my formal Notice of Dispute regarding the above-referenced solar loan agreement. Pursuant to 16 C.F.R. § 433 (The FTC Holder Rule) and applicable state consumer protection laws, you are hereby notified that the underlying sales transaction was subject to material breach of contract, non-completion, and/or deceptive practices by the solar installer/dealer.

SPECIFIC GROUNDS FOR DISPUTE:
[ ] 1. Non-completion / Failure to obtain utility Permission to Operate (PTO).
[ ] 2. Installer corporate collapse / bankruptcy resulting in voided workmanship warranties.
[ ] 3. Deceptive sales promises regarding federal tax credit cash refunds and electric bill savings.
[ ] 4. Unapproved concealed dealer origination fees buried in the cash price in violation of TILA.

UNDER 16 C.F.R. § 433:
"Any holder of this consumer credit contract is subject to all claims and defenses which the debtor could assert against the seller of goods or services..."

DEMAND FOR RELIEF:
1. Immediately place my loan account into formal dispute status.
2. Suspend automated monthly electronic fund transfers and billing demands.
3. Refrain from making adverse credit reporting notifications to Equifax, Experian, or TransUnion during the pendency of this investigation.
4. Conduct a full review for loan cancellation and contract rescission.

Please provide written confirmation of receipt within ten (10) business days.

Sincerely,

_______________________________________
[Your Signature]
[Your Printed Name]
[Your Phone Number]
[Your Email Address]

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